Frequently Asked Questions

How does getting a cash advance online work?

When you apply for a cash advance online with us, your application is reviewed. Once we have approved your loan, the loan amount is deposited electronically into the checking account that you specified in your application. Deposits are made the next business day. When your loan is due to be repaid, you can submit your payment online and can chose to pay either the full amount or anything greater than or equal to the minimum payment. Payments are withdrawn from your checking account automatically.

How does the free cash advance work?

It's simple. Every customer can get their first loan free. All you have to do is repay your loan in full (the amount that you borrowed) on your first due date. For example, if you borrow $100 and elect to repay the full $100 on your first due date, there are no fees. If you do not elect to repay the loan in full on the first due date, a 25% fee will be added to the remaining balance.

When will I get my money?

Once your application is approved, your money will be direct deposited into your account on the very next business day. Please note we do not operate on weekends or national holidays.

What are the requirements to get a cash advance online?

In order to be approved, a customer must have a checking account that has been open for at least one month, without bounced checks. Customers cannot have more than one cash advance with any other company and must have a job paying no less than $1000 per month.

How much can I borrow?

Our loans for first time customers are $100, $200 or $300. Returning customers can qualify for up to $600.

When is my payment due?

Generally your payment is due on the very next payday after you get your loan. If your payday is within 5 days from the day you get your loan, we will use the following payday, up to 16 days away.

How much will be withdrawn for my payment?

Unless you make a partial payment we will withdraw the full balance of your loan. If you are paid once a month you may not make a partial payment and your entire loan amount will be withdrawn.

Can I make a partial payment on my loan?

If you are paid more than once a month, you can make a partial payment. The minimum payment amount is 25% of the outstanding balance of your loan.

Please remember however that a cash advance is meant to be a short term loan to meet emergency cash needs. All cash advances should be paid back as soon as possible and should never be used for extended periods of time.